Radioshow – Mental X http://mentalx.org/ Wed, 10 Aug 2022 10:45:37 +0000 en-US hourly 1 https://wordpress.org/?v=5.9.3 https://mentalx.org/wp-content/uploads/2021/05/default-150x150.png Radioshow – Mental X http://mentalx.org/ 32 32 Introduction of €7 visa waiver forms for travelers to EU delayed | European Union https://mentalx.org/introduction-of-e7-visa-waiver-forms-for-travelers-to-eu-delayed-european-union/ Wed, 10 Aug 2022 10:29:00 +0000 https://mentalx.org/introduction-of-e7-visa-waiver-forms-for-travelers-to-eu-delayed-european-union/ The EU has delayed the introduction of a €7 visa waiver form for entering its zone without a passport, meaning UK travelers are unlikely to be charged until 2024 at the earliest. The European Travel Information and Authorization System (Etias), which applies to non-EU citizens from 60 countries who travel visa-free with the EU, is […]]]>

The EU has delayed the introduction of a €7 visa waiver form for entering its zone without a passport, meaning UK travelers are unlikely to be charged until 2024 at the earliest.

The European Travel Information and Authorization System (Etias), which applies to non-EU citizens from 60 countries who travel visa-free with the EU, is now expected to start operating from November 2023. Travelers will then benefit from a six-month transition period while border authorities carry out information campaigns on the new requirements.

Etias, which is modeled on the US Esta scheme, means non-EU travelers will need to complete a form and pay €7 (£5.91) before entering Europe’s passport-free zone. The €7 tax will apply to anyone between the ages of 18 and 70 and is valid for multiple visits over three years. In most cases, approval should be granted within minutes.

Etias was due to start operating at the end of 2022, then May 2023, but was postponed for another six months, a delay first reported by the SchengenVisaInfo.com site.

The European Commission published the new start date on its website, without providing a reason for the delay.

According to an EU source, the six-month transition period will be followed by a grace period of unknown duration when travelers crossing the EU border for the first time under the requirements will have a certain flexibility.

Some UK commentators have denounced Etias as a ‘Brexit punishment’ despite the fact that the plans predate the EU referendum and were backed by the UK government on security grounds when the UK was EU member.

It has been suggested that the scheme could make life easier for UK travellers. Many Britons traveling to the mainland faced traffic congestion at the Port of Dover at the start of the school holidays last month when peak demand collided with post-Brexit legal requirements for more demanding passport checks , as well as with temporary staff shortages.

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“Having an Etias means that Britons will be able to skip some of the checks they currently have because all of their information will be available in their Etias. Border guards won’t even have to ask the questions they are asking now,” said said Besart Bajrami, founder of SchengenVisaInfo.com.

About 1.4 billion people from 60 countries are eligible for visa-free travel to the EU, according to a European Commission report published in May. The visa waiver form will be required to enter all countries inside the EU borderless zone, including Bulgaria, Croatia and Romania, which have not yet joined the space Schengen. Citizens of Ireland, an EU member state that is not part of the Schengen zone, will be exempt from the Etias form.

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Fantasy Women’s Basketball – Aari McDonald Among Top Waiver Yard Pickups In Final Week Of Regular Season https://mentalx.org/fantasy-womens-basketball-aari-mcdonald-among-top-waiver-yard-pickups-in-final-week-of-regular-season/ Mon, 08 Aug 2022 18:02:24 +0000 https://mentalx.org/fantasy-womens-basketball-aari-mcdonald-among-top-waiver-yard-pickups-in-final-week-of-regular-season/ 12:13 p.m. ET Andre SnellingsESPN We are at the finish line of this inaugural season of women’s fantasy basketball. The WNBA season is in the home stretch… on Sunday, Sue Bird just played the last regular season home game of her legendary career! Choose your league size, customize the score and set the rules you […]]]>

We are at the finish line of this inaugural season of women’s fantasy basketball. The WNBA season is in the home stretch… on Sunday, Sue Bird just played the last regular season home game of her legendary career!

And the end of the WNBA regular season means it’s absolute championship time in fantasy hoops season. I’m currently in the middle of the championship game in our ESPN writers/editors league, facing Eric Moody for the title. I have the lead at the turn, but we all know anything can happen on the home stretch.

So, like you, I’m hitting hard on the free agency wire to make sure I give my fantasy hoops team the best shot at winning the trophy. Here are some of the names that caught my eye this week (and keep in mind that the five names in last week’s article are still popular this week as well).

Gabby Williams, Seattle Storm (40.4% registered in ESPN leagues): Williams tends to be overshadowed by the two former WNBA MVPs she shares Storm’s frontline with, but she has continued to be productive in her own right. Over his last five games, all of which have been pitched by Breanna Stewart and Tina Charles, Williams has produced consistently across the board with averages of 9.8 PPG, 5.6 RPG, 3.4 APG, 1.6 SPG, 0.6 3PG and 0.4 BPG in 27.2 MPG. .

Aari McDonald, Atlanta Dream (32.7%): McDonald was the third overall pick in the 2021 WNBA Draft, and this season she has shown signs of honoring that draft status. Especially when she had the chance to play near the first minutes. Recent injuries to Tiffany Hayes and Kristy Wallace gave McDonald more opportunities, and she responded. In his last three games, McDonald’s averaged 13.7 PPG, 3.0 APG, 2.3 RPG, 1.0 3PG, and 0.7 SPG.

Maya Caldwell, Atlanta Dream (3.3%): Caldwell, like McDonald, has recently seen an increase in playing time due to injuries to Hayes and Wallace. She responded by scoring in double figures in three straight games, including the most recent she started, while averaging 10.7 PPG, 4.3 RPG, 2.7 APG, 2.0 3PG, 0 .7 SPG and 0.7 BPG in 26.3 MPG.

Lexie Hull, Indiana fever (2.8%): Kelsey Mitchell’s season-ending injury has created a big production hole in Fever’s backcourt, and Tiffany Mitchell is struggling with a calf injury that’s also losing her time. This opened space for Lexie Hull to take on greater responsibility, and she responded well. In its last two games, the most recent of which was a debut, Hull has averaged 15.5 PPG, 5.0 RPG, 2.0 SPG and 1.0 3PG in 30.5 MPG.

Emma Cannon, Indiana fever (1.7%): Cannon joined the Fever in June and, like Hull, had more opportunities over time due to injuries from the Fever. Overall, she’s had four double-digit goals in her last eight games, but she’s really improved in the last two games since Kelsey Mitchell came out. In those two, she averaged 13.5 PPG, 8.0 RPG, 2.0 SPG, 1.0 3PG, 0.5 BPG, and 0.5 APG in 29.0 MPG.

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Fantasy Baseball Waiver Thread: Jose Quintana, Devin Williams and Jorge Alfaro (2022) https://mentalx.org/fantasy-baseball-waiver-thread-jose-quintana-devin-williams-and-jorge-alfaro-2022/ Sat, 06 Aug 2022 20:23:02 +0000 https://mentalx.org/fantasy-baseball-waiver-thread-jose-quintana-devin-williams-and-jorge-alfaro-2022/ My, how our waiver thread has to change when we get to this point in the season. Although the trade deadline varies depending on the league format and game platform, it should arrive in the next few weeks for most. That hope we had that we might be able to peel a top starter or […]]]>

My, how our waiver thread has to change when we get to this point in the season. Although the trade deadline varies depending on the league format and game platform, it should arrive in the next few weeks for most. That hope we had that we might be able to peel a top starter or premium infielder in exchange for draft picks disappears, and instead we’re left with a waiver thread filled with rejections from others. , the never-has-been, and never-will-bes. But there are still treasures to be found, depending on how you plan to approach the rest of your season.

My mother-in-law always liked to say, “If you want to see God laugh, make plans. I’ve been thinking about her a lot this week as I find myself chasing pitchers collecting SV/HD while qualifying as an SP in a deep league with unique categories. That’s the beauty and joy of the waiver thread, and it’ll always have treasures to uncover if you’re willing to take a risk or seven.

Fear not – I’m not going to focus my recommendations on the “Matt Bush, Dominic Leone and Matt Brash” contingent of pickups (although I’m sure they’re probably available in your league).

The waiver weekend after the trade deadline is usually chaotic as many players’ roles and fantasy values ​​change. I’ll also be following formatting from the great Brian Entrekin to help you find an edge as we head into the 2022 Fantasy Baseball Playoffs.

FAABulous Four: Waiver Wire Targets

Devin Williams (RP – MIL) 52% registered

Devin Williams has played for the Brewers since 2019 and, for the most part, has played second fiddle in the bullpen to Josh Hader during that span. With Hader hanging around San Diego now, Williams can post his 40.74K% while enriching your save total instead of just being a ratio specialist. For those of you in leagues where waivers only work once, it may require a higher bid than your initial instinct to employ the 27-year-old for the remainder of the year. He is the clear whimsical winner of the trade deadline.

Alec Bohm (3B – PHI) 38% registered

It seems Alec Bohm doesn’t hate Philadelphia as much as he used to. Over the past two weeks, he’s reduced .417/.435/.583 with two home runs, 11 RBIs and 11 runs scored. While that pace is unsustainable, his overall numbers are of the “safe and steady” variety, which I never thought I’d say about this guy. For the season, he’s reduced .297 / .327 / .418, and the scarcity of the third base position has worn so far. Grab it if you have someone outside the top 10 playing that position on your roster.

Mitch Haniger (OF – SEA) 68% registered

Mitch Haniger suffered a sprained ankle on April 29, giving us too small a sample to judge how his 2022 would compare to his 39 HR season a year ago. He’s punching hard in his Triple-A rehab and is expected to return to Seattle next week. The Mariners have a packed outfield with newly acquired Jesse Winker, Jarred Kelenic, Kyle Lewis and Jake Lamb in the current rotation. With Julio Rodriguez hopefully back as soon as he’s eligible and Haniger back, Seattle will have all the pieces it originally intended to put into its lineup. This batting order will arrive on base and will need someone to lead them all. If Haniger is available in your league, meet your RBI buddy for the rest of the year.

Jean Segura (2B – PHI) 64% Registered

The Phillies reinstated Jean Segura on Thursday after he had been on the IL since May 31, when he fractured his finger. Prior to that, he had a productive season, slashing .272/.320/.402 with six home runs, 19 RBIs and eight stolen bases. He also had a lower BABIP than his career average, so those numbers were expected to increase before the injury. In recent weeks, the Phillies seem to have found an offensive rhythm, and Segura will contribute in several categories without hurting your ratios. If you’re in the 36% of leagues where he’s available, he’s definitely a priority pick-up this weekend.

Priority pickups – <40% registered

Aledmys Diaz (1B, 2B, 3B, SS, LF–HOU) 16%

Mr. Positional Versatility is hotter than the sun right now. Over the past week, he’s gone 10 for 24 with three home runs, five runs and five RBIs. The Houston roster is making 4.5 carries per game with the ability to explode in higher numbers at any time. The addition of Trey Mancini increases that number, and Diaz will always find his way into the lineup as long as he keeps punching. Chances are no other Houston play is hanging out on the wire, but it’s an offense worth chasing, and Diaz is available everywhere.

Seth Brown (1B, OF – OAK) 14% entered

Speaking of players on fire, Seth Brown is currently on fire himself. He’s been streaky all year, but in the past two weeks he’s cut .333/.393/.745 with six home runs and eight RBIs. Did he also strike 11 times? Sure. But he also walks a lot, and even though he’s a lousy athletic formation, he’ll play every day and tend to shake things up. Maybe avoid it in leagues where strikeouts count against you.

Jose Quintana (SP – STL) 20% registered

Jose Quintana drives a ton of ground balls and is now playing for a team that is fifth in defensive points saved. The Cardinals’ infield is as solid as it gets, with more defenders around the horn. His K/9 rate is only 7.9, but his K/BB rate is 2.91, so he should protect your ratios while racking up wins in his new division. A division, I might add, where the other four teams are in the top 10 in MLB in strikeouts, so K/9 will likely go up. It’s worth adding wherever you’re hungry to throw.

Dustin May (SP – LAD) 19% registered

Dustin May is expected to have two more starts in rehab before returning to the Dodgers rotation. His thing was electric before his Tommy John surgery last May, and while LA takes a cautious approach to his comeback, he’ll arrive in time for the playoffs in both reality and fantasy. He won’t arrive for a few weeks, but in a few weeks he won’t be on the waiver wire. Grab it and put it away if you have room.

Priority Pickups – Marlins Edition

Jesus Luzardo (SP – MIA) 25% registered

Braxton Garrett (SP – MIA) 20% registered

Tanner Scott (RP – MIA) 14% registered

The Miami Pitching Machine continues to produce pitchers worth signing up for a variety of reasons. Tanner Scott is expected to be the closest to full-time for the rest of the year after offloading Anthony Bass and Zach Pop to Toronto at the deadline. He’s not an elite closer, but saves are saves. Jesus Luzardo returned last week from a forearm injury that had kept him out of the rotation since May 10. He sports a 12.2 K/9, so he’s mostly an add-on at bat as long as you can absorb his unsightly 4.2 BB/9. Finally, Braxton Garrett seems to have it figured out. He has a 3.79 ERA and a .92 WHIP in his last seven starts, with 49 strikeouts in 40 1/3 innings. Most of those starts have come against teams in NL Central, so be careful when taking on a powerhouse like the Mets or Dodgers.

Deep League Target – <10% registrants

Miguel Vargas (3B – LAD) 3% Registered

Miguel Vargas is probably enrolled in the Dynasty Leagues, but it might be worth picking up a flyer on him for everyone. After going all “Veni, Vidi, Vici” on his first start, he went 0 for 4 on his second, that’s how rookies roll; however, if he continues to bat in seventh place in that Dodgers order, he should have tons of opportunities depending on the level of talent around him. He may also be a short-lived addition if Justin Turner returns from IL and Vargas ends up in Sugar Land.

Deep League Targets – Receiver Level

Jorge Alfaro (C – SD) 4% Registered

Jose Trevino (C – NYY) 9% registered

Productive catchers in August are like tornadoes in Minnesota in December. Pretty rare, but it has happened, and when it does, it freaks me out. Much like Aledmys Diaz, Alfaro is perhaps the only piece of San Diego’s crazy roster that fantasy managers can still get their hands on. He’s having a decent season, slashing .268/.299/.423 with seven home runs and 36 RBIs. I expect both numbers to rise quickly for the rest of the season. Trevino is in the same boat and has been hot in recent weeks. He has 10 homers, which is quite an achievement considering he only had nine dingers in his entire career prior to 2022. The Yankee Stadium effect is indeed live for him.

These two can be usable ROS options in a position where most fantasy managers just hope someone doesn’t hurt them too much.

Play the hand dealt to you and use the waiver thread as you see fit to get you into the playoffs. And, as always, good luck!


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Kelly Kirby is an editor and featured writer at FantasyPros. For more on Kelly, check her out archive and follow her on Twitter @thewonkypenguin. She writes about fantasy sports and other random stuff at wonkypenguin.com.

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Stamp duty waiver won’t lift market out of slump, experts say https://mentalx.org/stamp-duty-waiver-wont-lift-market-out-of-slump-experts-say/ Wed, 03 Aug 2022 06:00:00 +0000 https://mentalx.org/stamp-duty-waiver-wont-lift-market-out-of-slump-experts-say/ PUTRAJAYA’s stamp duty exemption for first homes worth up to RM1 million may have brought some joy to a sluggish property market. However, the incentive falls far short of solving the sector’s deeper problems, such as the surplus of unsold units, according to industry experts. On July 15, Prime Minister Datuk Seri Ismail Sabri Yaakob […]]]>

PUTRAJAYA’s stamp duty exemption for first homes worth up to RM1 million may have brought some joy to a sluggish property market. However, the incentive falls far short of solving the sector’s deeper problems, such as the surplus of unsold units, according to industry experts.

On July 15, Prime Minister Datuk Seri Ismail Sabri Yaakob announced a full exemption from stamp duty for those buying homes costing up to RM500,000 and a half exemption for homes from RM500,001 to RM1 million. RM from June 1 this year until the end of 2023, under a new initiative called Keluarga Malaysia Home Ownership Initiative (i-MILIKI).

The waiver involves the tax imposed on documents when first selling or transferring a property through the home pricing tier, and a supporting document – ​​the Memorandum of Transfer (MOT), also known as transfer instrument.

“The stamp duty exemption until 2023 will certainly help to motivate first-time buyers, especially in the low-income group, as the cost of MOT is not always part of the home loan,” says senior executive real estate who asked not to be named. .

“Yet converting sales very much depends on buyers being able to secure a loan for their desired property, whereas currently most buyers of homes under RM500,000 rely on 90% financing or more” , he told The Edge.

Some analysts say the impact on the overall real estate market will be minimal as current market headwinds such as rising inflationary pressures and a weaker ringgit continue to dampen market sentiment.

In a July 18 note, RHB Research senior analyst Loong Kok Wen said that while demand, especially for properties priced below RM500,000, can be given a slight boost, potential buyers are likely to put off buying big-ticket items for the next six months given the expectation of higher interest rates to come.

Loong, who maintains a ‘neutral’ appeal to the sector, notes that some property developers are still offering stamp duty exemptions, rebates and freebies for slow-moving property units as a continuation of the government’s drive for home ownership. ownership (HOC), which was launched on January 1, 2019, and relaunched several times until its end at the end of last year.

Meanwhile, the property consultants point out that the waiver is limited to first-time buyers in the primary market only, which will result in an even lower impact compared to the previous stamp duty waiver granted during the HOC, which granted successful applicants a full exemption for home purchases up to RM1 million, and a partial stamp duty reduction of 3% for properties worth between RM1 million and 2.5 million.

They also note that the incentive is being introduced at a time when wage increases are unlikely in the current economy, and even if individuals benefit from a higher wage, this is not enough to stimulate demand in the sector. .

In a July 18 note, Maybank Research analyst Wong Wei Sum said a moderate impact from the latest move is expected given that the 50 basis point (bp) hike in overnight policy rates could affect the accessibility of buyers.

“A 3% increase in monthly payments is expected for every 25 basis point rise in interest rates,” says Wong, who maintains a “neutral” call on the sector and has “buy” calls on Eco World Development Group Bhd and Sime Darby Property Bhd.

RHB’s Loong believes that potential beneficiaries of the incentive include Mah Sing Group Bhd, LBS Bina Group Bhd, Matrix Concepts Holdings Bhd and Tambun Indah Land Bhd due to their relatively high exposure (above 60%) to real estate products whose price is less than RM500,000.

“Nearly 100% of Matrix developments, for example, are mature townships where initial infrastructure and landscaping costs will be minimal compared to starting a new township. IOI Properties Group Bhd, on the other hand, is a strong asset owner, which will see the retail segment of the business boosted with the reopening of international borders,” she says.

However, Loong thinks the potential benefits for big players may be intangible given that “mid-range products make up only a smaller percentage of their overall portfolio.”

However, the introduction of i-MILIKI has caused some confusion among analysts and industry players about when the stamp duty exemption will end. In Budget 2021, the stamp duty exemption for the purchase of first homes worth up to RM500,000 applies to Sale and Purchase Agreements (SPAs) signed between 1 January 2021 and December 31, 2025.

“For homes under RM500,000, we are sticking to the waiver expiry date of December 2025, and with i-MILIKI, homes priced from RM500,001 to RM1 million benefit from half exemption until the end of next year,” the senior said. real estate manager said.

Long-term solution needed to deal with overhang key to affordability

Data from the National Property Information Center shows that the first quarter of 2022 (1Q2022) saw a residential property surplus of 35,592 units across the country, with a collective value of RM22.45 billion.


Of this total, 10,158 units were priced below RM300,000, 10,501 in the price range of RM300,000 to RM500,000, 10,227 between RM500,000 and RM1 million and 4,706 above RM1 million. States with high overhang volumes were Johor, Penang, Kuala Lumpur and Selangor, with more than half of unsold units being high-rise buildings, followed by an almost equal number of townhouses and other residential properties.

It should be noted that during the same period, 2,936 residential units (2,657 landed; 279 towers) were launched, but only 164 units or 5.4% were sold. The states which recorded large volumes of launches are Johor, followed by Melaka, Pahang, Kuala Lumpur and Selangor.

Managing Director of Datametrics Research and Information Center Sdn Bhd, Pankaj C Kumar, warns that while incentives such as continued stamp duty exemptions are seen as a boon to genuine homebuyers as well as developers pushing their unsold units, this decision can perpetuate the vicious cycle of supply exceeding demand.

“We don’t want a situation where government push through such waivers encourages developers to keep launching their products and buyers keep buying them, ultimately exacerbating the vicious cycle of a real estate overhang. It’s an existing problem that needs to be solved in the long term,” he told The Edge.

He adds that the current oversupply of properties is a structural problem, requiring the ecosystem of developers, local councils, bankers, appraisers and consultants to be resolved. “It takes a long time to settle and certainly cannot be solved by short-term measures. [such as buyer incentives].”

It’s time for developers to “bite the bullet”


CBRE | WTW Malaysia Group Managing Director Foo Gee Jen believes that developers need to reconsider how best to price their products affordably in a struggling market.

“Players with new offerings will really have to go back to basics and only think about putting roofs over their heads. It’s not going to be about lavish finishes and fittings, it’s about selling at affordable prices,” he said.

Asked if house prices have already bottomed out, he believes that real estate in the best locations will maintain its prices. However, unsold properties in poor locations may face further depreciation.

“Having said that, I don’t foresee a hard landing in the market given the ongoing ultra-low interest rate regime, which has stabilized prices. Any market correction should be minimal. I believe there will be organic growth [in the property market] over the next two years, i.e. if the economy does not experience a strong [growth] surge. After all, there is pent-up demand and urbanization as people move to first- and second-tier cities,” says Foo.

Cost pressures continue to weigh on developers as building material prices remain high amid unresolved labor shortages, creating potential downside risk for developers in the coming months. coming quarters, RHB’s Loong said.

“As developers have invested heavily in land and machinery, developments will continue despite high input costs. consumers. But to maintain sales, selling prices will have to be adjusted,” says CBRE’s Foo.

“This is a time when developers will have to bite the bullet and accept reduced profit margins. Some developers have said they expect their profit margins to drop from the region of 20% to 25% at the 8 % to 10%,” he says, adding that he expects market conditions to “normalize” over the next two years.

“With the improvements to the light rail system and the construction of the Johor Baru-Singapore Rapid Transit System and the Penang Transport Master Plan to facilitate connectivity, I hope the country will move towards owning a property rather than a car. Families do not need to have so many vehicles. This I believe would be the silver lining [in the property market]and how the nation can move forward,” he says.

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Steelers sign WR Javon McKinley, waive DE Tyree Johnson https://mentalx.org/steelers-sign-wr-javon-mckinley-waive-de-tyree-johnson/ Mon, 01 Aug 2022 18:19:39 +0000 https://mentalx.org/steelers-sign-wr-javon-mckinley-waive-de-tyree-johnson/ The Pittsburgh Steelers currently don’t have star receiver Diontae Johnson as a full participant for summer practices as he continues his ‘retention’ amid his desire for a long-term contract extension while in the final year of his rookie contract. Pittsburgh added a different option to the position on August’s opening day. According to Teresa Varley […]]]>

The Pittsburgh Steelers currently don’t have star receiver Diontae Johnson as a full participant for summer practices as he continues his ‘retention’ amid his desire for a long-term contract extension while in the final year of his rookie contract.

Pittsburgh added a different option to the position on August’s opening day.

According to Teresa Varley of the Steelers website, Pittsburgh has signed wide receiver Javon McKinley. In a corresponding roster move, the Steelers waived defensive end Tyree Johnson.

As Josh Alper noted for Pro Football Talk, McKinley is a Notre Dame Fighting Irish product and went undrafted last year. He eventually signed with the Detroit Lions but spent the majority of the 2021 season on the team’s practice squad. Detroit released McKinley after the NFL Draft this spring.

The Steelers aren’t suffering when it comes to pass catchers, although Johnson is managing his workload until further notice. Along with fellow receiver Chase Claypool and tight end Pat Freiermuth, Pittsburgh also drafted receivers George Pickens and Calvin Austin III this spring, and both are expected to contribute on offense immediately. Claypool recently bumped his shoulder, but it’s not believed to be a serious setback.

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Jags sign OL Darryl Williams and drop TE Naz Bohanon https://mentalx.org/jags-sign-ol-darryl-williams-and-drop-te-naz-bohanon/ Sun, 31 Jul 2022 00:19:00 +0000 https://mentalx.org/jags-sign-ol-darryl-williams-and-drop-te-naz-bohanon/ With Day 5 of camp over, the Jacksonville Jaguars made a signing on Saturday by adding offensive lineman Darryl Williams to the roster. To make room for his addition, the Jags waived undrafted rookie Naz Bohannon. Williams will join the Jags after entering the league in 2020 with the Kansas City Chiefs after being drafted […]]]>

With Day 5 of camp over, the Jacksonville Jaguars made a signing on Saturday by adding offensive lineman Darryl Williams to the roster. To make room for his addition, the Jags waived undrafted rookie Naz Bohannon.

Williams will join the Jags after entering the league in 2020 with the Kansas City Chiefs after being drafted out of state in Mississippi. He spent the majority of his first two seasons on the Chiefs’ practice squad before joining the New England Patriots this offseason.

While playing for Mississippi State, Williams had been a starter for three years. He once captained the Bulldogs as a senior and also won the Southeastern Conference Offensive Lineman of the Week award twice in 2019.

Williams has spent the majority of his career playing in the centre, so he will give the team depth behind the player who is on track to be Luke Fortner’s starting centre. The Jags have a very experienced starter and backup center option in Tyler Shatley, but he could end up being a starter at left guard with Fortner at center.

The decision to sign Williams makes sense for the Jags as they have had center issues outside of Shatley and Fortner. Spectators at camp said substitute inside lineman KC McDermott struggled with snaps and the Jags eyed guard Ben Bartch at the position as a result.

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Some school districts will raise meal prices as federal waivers end https://mentalx.org/some-school-districts-will-raise-meal-prices-as-federal-waivers-end/ Fri, 29 Jul 2022 02:29:32 +0000 https://mentalx.org/some-school-districts-will-raise-meal-prices-as-federal-waivers-end/ Price changes to school meals Reporting by Jonée Lewis TAMPA, Florida. – USDA waivers that allowed free school meals during the height of COVID-19 have ended, meaning most schools will revert to free, reduced, or paid meal options. Since the federal waivers have not been extended through the 2022-2023 school year, families will need to […]]]>

USDA waivers that allowed free school meals during the height of COVID-19 have ended, meaning most schools will revert to free, reduced, or paid meal options.

Since the federal waivers have not been extended through the 2022-2023 school year, families will need to complete an application to receive free or reduced price breakfast and lunch. This comes at a time when many school districts are also feeling the effects of rising costs and supply chain issues.

“At the start of the school year, we had an increase in meal costs associated with the unprecedented effects of the pandemic and supply chain issues,” said Sara Dan, director of nutrition services for the food services of the Sarasota County.

Due to these factors, Sarasota County will increase the prices of some of its meals for students.

LILY: 2,000 additional backpacks donated during the second Manatee Back-to-School event

“Raisins we use for breakfast have gone from $57 a case to $74, olive oil from $58 to $83 a case. Canola oil is up, peppers, prices milk,” Dan said.

In the 2019-20 school year, lunch for elementary students was $2.25, and now it will be $2.75. For middle schoolers, lunch prices will increase from $2.50 to $3.00, among other changes.

In Pasco County, the price of elementary school breakfast increased by $0.25 and lunch by $0.50. College breakfast price increased by $0.25, there was no change for lunch. The price of high school breakfast went up $0.25 and lunch went up $0.25.

In Manatee County, there is a $0.25 increase for elementary and secondary lunches. Breakfast is free for all students in all schools for the 2022-2023 school year.

Pinellas County Schools will keep prices the same, offering free breakfast to all students. It will also add more schools to the Community Eligibility Provision (CEP) program which allows students attending schools that meet certain criteria to eat free breakfast and lunch.

“We’ve added 11 additional schools to our Community Eligible Provision program, which is part of the National School Lunch program. This allows more students to participate where meals, lunches are free,” said Karen Oruwariye.

Schools in Polk and Hardee County will also participate in the CEP program. Hillsborough County Schools have decided to adopt the program for this school year. In a statement, the district said 174 schools meet the criteria to participate in CEP. This initiative will provide easier access to food for more than 127,000 students in the district, or 84% of the student population.

PREVIOUS: Tampa woman and Hillsborough High student team up to supply local schools with menstrual products

Prior to this program, 66% of students received free and discounted lunch through a federal application process.

District leaders in the Tampa Bay area said families must reapply for free and reduced school meals. They also hope that other sources of federal funding can help.

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Rep. Ken Buck tries to stop Colorado from expanding health care access to undocumented residents https://mentalx.org/rep-ken-buck-tries-to-stop-colorado-from-expanding-health-care-access-to-undocumented-residents/ Tue, 26 Jul 2022 22:44:03 +0000 https://mentalx.org/rep-ken-buck-tries-to-stop-colorado-from-expanding-health-care-access-to-undocumented-residents/ Buck’s bill is in “direct response” to the approval of the waiver. “Instead of using Section 1332 waivers as originally intended, to give states the flexibility to implement innovative healthcare solutions, Democrats are using the waiver program to make federally funded health insurance a reality for illegal aliens,” Buck said in a statement. “It’s a […]]]>

Buck’s bill is in “direct response” to the approval of the waiver.

“Instead of using Section 1332 waivers as originally intended, to give states the flexibility to implement innovative healthcare solutions, Democrats are using the waiver program to make federally funded health insurance a reality for illegal aliens,” Buck said in a statement. “It’s a slap in the face for American taxpayers who are getting up, going to work, and fighting to survive amid 9.1% bidenflation.”

Buck’s office did not make him available for an interview in time for this story.

Polis and immigrant health experts say bills like Buck’s only drive up costs in the long run

A spokesman for Governor Jared Polis said Buck’s bill would increase insurance costs for Coloradans.

“The Colorado Option will save Colorados between 3 and 19 percent on health care at a time when people need more money in their pockets and expand access to quality care, especially in the Rural Colorado,” said Conor Cahill, Polis press secretary. “This flawed federal bill is simply reckless and it’s disappointing to see Colorado’s own Rep trying to stop Colorados from saving money when he should be doing everything in his power to defend our state.”

While states are generally prohibited from using federal funds to pay for health coverage for undocumented immigrants, some have found workarounds, said Drishti Pillai, director of immigrant health policy at the Kaiser Family. Foundation, a non-profit organization focused on health issues.

For example, California was able to claw back federal funds that would have been provided for emergency spending when it extended health insurance to undocumented young adults.

Not giving undocumented migrants access to health insurance, she said, results in “uncompensated care costs, because at that point a person will go without necessary care or have to report to the emergency room…which leads to higher costs in the long run.”

Through the Section 1332 waiver, Colorado will receive an estimated $135 million in federal funding to expand access to health insurance, including increasing subsidies to cover premiums.

“For me, health care remains a basic human right”

One of the sponsors of the Colorado Option Act, Democratic State Rep. Iman Jodeh, said the goal of the Colorado Option is to provide health care to Colorans regardless of status. legal. She is not surprised by Buck’s bill.

“Passing a law like this at the federal level would just open the doors to a cascading event of very bad policies that would affect health care and insurance in Colorado,” she said.

She described the Colorado option as “model legislation” and said Buck’s bill is based on a “radical right” minority, not a reflection of what Americans want to see for the country.

“To me, health care remains a basic human right and it should never be decided based on the color of your skin, your zip code and certainly not your residency status,” she said.

This isn’t the first time Buck has crossed horns with state policy on services for the undocumented population.

He reintroduced a bill in Congress, which Lamborn is also a co-sponsor, that would withhold certain federal subsidies from states that issue driver’s licenses to undocumented people like Colorado does.

According to the Migration Policy Institute, there are an estimated 162,000 undocumented people in Colorado, of whom about 59% are uninsured.

The state has taken a number of steps in recent years to help unauthorized residents access health care.

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How this high school teacher got her student loans forgiven after paying for decades https://mentalx.org/how-this-high-school-teacher-got-her-student-loans-forgiven-after-paying-for-decades/ Mon, 25 Jul 2022 09:03:00 +0000 https://mentalx.org/how-this-high-school-teacher-got-her-student-loans-forgiven-after-paying-for-decades/ After 28 years of payments, high school history teacher Dawn Snowden-Frost took a dim view of her student loan debt, which had ballooned to six figures over the decades. “I always thought, ‘I’m going to die on these loans,'” says Snowden-Frost, who teaches at the Burbank Unified School District in Burbank, Calif. “I will have […]]]>

After 28 years of payments, high school history teacher Dawn Snowden-Frost took a dim view of her student loan debt, which had ballooned to six figures over the decades.

“I always thought, ‘I’m going to die on these loans,'” says Snowden-Frost, who teaches at the Burbank Unified School District in Burbank, Calif. “I will have student loans until I die and I will die in my class because I will never retire.”

But Snowden-Frost’s prediction was wrong. The rest of its six-figure loan debt was discharged this year through Civil Service Loan Forgiveness – in particular through the PSLF waiver which is currently in effect and accounts for particular types of past payments which are not normally not counted.

“It’s always been there, this big sum of money that I have to keep paying that will never be paid,” says Snowden-Frost. “Without [PSLF], I would never have paid it; there is no way out of this debt.

This new feeling? “It’s freedom,” she says.

A loaded program gets temporary buffs

Snowden-Frost is one of the lucky ones: Most of those who apply for the notoriously hard-to-get civil service loan forgiveness program are turned down.

Obtaining full debt discharge requires 120 qualifying payments made while working full-time for a qualifying employer, such as a public school, public hospital, qualifying nonprofit organization, or the government.

Borrowers have been on their own fighting, sometimes for years, to have payments count towards the total of 120 needed to cancel their remaining debt.

The PSLF has been in place since 2007, but it has fallen short: from November 9, 2020 to October 2021, when the waiver was put in place, only 2.4% had been approved among all applications , according to federal data from the Department of Educational Entertainment. However, the waiver allowed approvals to increase: In April 2022, federal data shows that 10% of applicants had their debt forgiven.

Following public criticism, the Biden administration sought to make temporary improvements in an effort to fix some of the flaws in the execution of the original program. Therefore, the PSLF waiver: it offers borrowers the opportunity to receive credit for past payments that have not met strict program rules. It launched in October 2021 and is available to borrowers until October 31, 2022.

Also see: The case of student loans at 0% interest – instead of cancellation

Absence of long-term debts

“I’ve had these loans forever,” says Snowden-Frost. “I don’t really have a bad scare story. I was very lucky that a friend told me about PSLF. I had just plugged in.

Snowden-Frost’s PSLF application process was simpler than most borrowers’, but its nearly 30-year loan repayment experience was anything but smooth.

Snowden-Frost graduated from UCLA in 1987 on minimal loans and incurred most of her $57,000 debt from law school at Loyola Law School in Los Angeles in 1993. She began paying her student loan while working as a lawyer and earning a salary of $70,000. But the amount of his payment was high: $500 a month (about $1,000 in today’s dollars).

“It doesn’t look like much today, but it was a lot,” she said. When she changed professions after five years in law, she had a much harder time making payments.

As a teacher, she was not paid during the summer, so she often asked for abstention. During these breaks, interest accrues and is added to the principal when payments resume.

Snowden-Frost says she struggled to pay for 14 years, which included transferring her loans in 2010 when the federal government’s loan system changed; instead of the government guaranteeing its loans, it now owned its debt. She was pressured into abstaining by her student loan officer soon after. “I thought I’d be stuck with these loans forever, so I thought what another year?” she says.

Also see: Here’s how to craft a student loan forgiveness in a way that weeds out those who don’t need help

Over time, his loans have tripled. She had a 9% interest rate and the monthly payments she was making couldn’t touch her balance. In 2010, a colleague told him about PSLF. She signed up for income-contingent reimbursement to ensure that her future payments would be eligible for future discharge.

“My only concern was that the program wouldn’t exist when I made my final payment,” says Snowden-Frost. She says concern over the repeal of the PSLF was very much on her mind, but it kept her vigilant about updates to the program.

In the fall of 2021, she heard about the PSLF waiver. After applying, she waited three months before being told she had 31 payments left. But that count was wrong, she said. She backed up and, of course, she was much closer.

“That’s when I called and they said, ‘Your loans are cancelled.’ I was screaming in my room,” says Snowden-Frost. “I didn’t even know what to do. I thought, ‘I don’t know how it’s possible, but it’s an incredible feeling.’ »

Snowden-Frost still didn’t quite believe it until she received her official letter in February, and by early March her account reflected the discharge. After 28 years of paying off its loans, Snowden-Frost has seen $175,749.92 in debt disappear.

“It changes my life because I have no debt. I can think of retirement. I can think of a real estate investment. I can think of something else to invest my money in,” she says. “I am 57 years old. It’s not like I’m buying a house with a 30-year mortgage; I was never able to buy a house because my student loan payments were mortgages on the house.

WSJ higher education reporter Melissa Korn breaks down the select groups of borrowers who are currently eligible for student debt relief and what borrowers can expect in 2022. Photo: Getty Images

How to obtain the PSLF exemption

More than 128,000 borrowers have seen a collective debt of $8 billion canceled thanks to the temporary waiver. If you think you might qualify for the PSLF through the waiver, there is no downside to applying.

The PSLF waiver counts past payments that were not previously eligible, including:

  • Late payments.

  • Payments less than total amount due.

  • Payments made on the incorrect reimbursement plan.

  • Payments made on loans that were not previously eligible, such as those from the Federal Family Education Loans Program or Perkins Loans.

  • Payments not made during forbearance periods of 12 consecutive months or more.

  • Months spent in adjournment, other than academic adjournment, before 2013.

Use the PSLF help tool to search for an eligible employer and generate a form. It has been updated to align with the waiver.

To qualify, borrowers must already have direct loans or must consolidate their federal debt into a new direct loan. The consolidation step is essential: borrowers can submit a combined PSLF/employer certification form prior to consolidation, but they must consolidate to qualify for a discount. To find out if you qualify for additional payments and to learn more about the waiver, log on to the federal student aid website.

If you hope to get the waiver, be sure to submit it before it expires on October 31.

There are also other potential fixes to the PSLF program in the works. The Department of Education recently proposed regulatory changes that would automate some program functions and allow more payments to qualify for the PSLF, including lump sum payments, partial payments, late payments, and certain types of breaks. Additionally, a new bill – the Simplifying and Strengthening PSLF Act, introduced by Rep. Joe Courtney, D-Conn., and Sen. Sheldon Whitehouse, DR.I. – would reduce the number of payments needed to qualify, allow any repayment period to count towards discharge and more.

More from NerdWallet

Anna Helhoski writes for NerdWallet. Email: anna@nerdwallet.com. Twitter: @AnnaHelhoski.

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Why the Boeing 737 MAX 10 should get its waiver from Congress https://mentalx.org/why-the-boeing-737-max-10-should-get-its-waiver-from-congress/ Sat, 23 Jul 2022 10:00:00 +0000 https://mentalx.org/why-the-boeing-737-max-10-should-get-its-waiver-from-congress/ Photo: Getty Images Boeing Stock code BA Type of company Planner Creation date 1916-07-15 CEO Dave Calhoun Head office location Chicago, United States Key product lines Boeing 737, Boeing 747, Boeing 757, Boeing 767, Boeing 777, Boeing 787 At this year’s Farnborough Airshow, Boeing won big orders, securing large orders from Delta Air Lines and […]]]>

At this year’s Farnborough Airshow, Boeing won big orders, securing large orders from Delta Air Lines and Qatar Airways for its yet to be certified 737 MAX 10. These agreements, while likely including escape clauses, have put more pressure on Boeing and the US government to find a solution that will allow the MAX 10 to enter service with its current cockpit design. If we were to embark on a thought experiment and put ourselves in Boeing’s shoes, what arguments could be made to certify the MAX 10 with its current cockpit design?

SIMPLEFLYING VIDEO OF THE DAY

Any part that appears to favor one manufacturer over another tends to attract paid promotion claims. But before starting, it is important to specify that this article is independent of any external influence.

A brief history

For those not yet aware of the situation, Boeing is facing a battle to certify the largest variant of its 737 MAX family before a new cockpit alert safety standard takes effect. Following the two fatal crashes of the 737 MAX 8 in 2018 and 2019, new deadlines were put in place as part of FAA reforms.

The reforms and new standards will come into force at the very beginning of next year. So, if Boeing misses the deadline, it may need to change the crew alerting system on its MAX 10. Changes to the aircraft’s systems will result in less commonality with other variants. MAX and will require additional pilot training. At this point, the MAX 10 should miss its deadline – which is why Boeing is hoping for a congressional waiver to keep the cockpit design as is.


The 737 MAX 7 should be certified before the end of the year deadline. Photo: Getty Images

Simple Flying has continually covered this topic in depth, including statements from Boeing’s CEO alluding to the possibility that the MAX 10 could be scrapped if the company doesn’t get its waiver.

So what reasons would Boeing and airline customers use to justify the MAX 10 being safe to fly in its current form?

Safe operation of other MAX variants

The central argument of most 737 MAX proponents is that the recertified 737 MAX 8 and MAX 9 have been operating safely for over a year now, at least in some key jurisdictions. The aircraft type was cleared to fly again in the United States in late 2020, and in late October 2021 we reported that the 737 MAX had already achieved over 500,000 flight hours across all examples in service. By then, some 206,000 revenue flights had been operated by the jet, which equates to 57 years of flying when added together.


Today, in the summer of 2022, 737 MAX aircraft around the world have logged more than three times as many flight hours. Indeed, with more than a dozen new 737 MAX planes entering service each month, the type is reaching new airline customers and getting more and more flight time as the days go by.

In June, a Boeing spokeswoman told ABC News Australia:

“Since November 2020, the 737 MAX has flown more than 1.5 million hours on more than 580,000 revenue flights. The overwhelming majority of those flights have been completed without incident.”

Collectively, the 737 MAX has been in service for over one million flight hours. Photo: Getty Images

With these MAX variants already having so much time in the air, logic would suggest that the MAX 10 and its identical cockpit design would be just as safe to use – at least in terms of the lack of the engine indication system and Alerting Systems (EICAS) that will be required in 2023 and beyond.

Recommendations should not be applied to other MAX variants

As The Wall Street Journal (WSJ) reported, Robert Sumwalt, the NTSB chairman when the 2020 law was drafted, said he never expected the recommendation to update. Cockpit Alert System applies to remaining MAX variants. Speaking to the WSJ, Sumwalt said:

“I think it’s critical for safety to have commonalities between all 737 MAXs, because you don’t want pilots to get confused at the wrong time.”

With Sumwalt’s comments in mind, it seems that having a different system might even be an issue in terms of pilot operations. Yes, the full community saves airlines time and money on training, but pilot confusion between variants must also be considered.

In addition to Sumwalt’s opinion, The New York Times notes that Boeing and some independent safety experts have argued that the existing system found on 737s has proven safe over decades of use in the family of airframes. narrow.

The pressure is on

Bringing a new aircraft variant into service is a major task in itself, not to mention the pressure to meet the critical deadline set by Congress. However, recently announced deals, worth billions of dollars, have put even more pressure on Boeing to provide cockpit commonality for its airline customers. Made public at the Farnborough Airshow, Delta Air Lines kicked things off by placing an order for 100 MAX 10s with 30 options. A few days later, Qatar Airways announced that it would order 25 MAX 10s with 25 options.

These deals carry significant economic weight and with that can often be accompanied by intense political pressure. If the safety reasons listed above carried enough weight and influence, it should be enough to convince Congress to grant the waiver that Boeing is so desperately seeking.

At list prices, the Delta deal is worth more than $13 billion. Photo: Delta Airlines

Counterpoints (and Counterpoints)

Of course, not everyone is convinced that Boeing should get a waiver to avoid installing new safety-related systems. The New York Times notes that Joe Jacobsen, an FAA safety engineer in Seattle, is calling for a review – and is joined by the families of the crash victims. Some experts and insiders have said a modern warning system would have made the MAX a safer aircraft.

The Times article notes that Jacobsen and Ed Pierson, a former Boeing executive who worked with the families for years, raise the issue of FAA and NASA pilot reports, which point to the fact that he remains still a lot of confusion, even in the first year of service. A June report from ABC News Australia says he unearthed “dozens more in-flight incidents on MAX aircraft in the aircraft’s first year back to service.”

The families of the victims of the 737 MAX crashes are insisting that the modifications be made to new aircraft. Photo: Getty Images

The outlet reported finding the following:

  • Six declarations of in-flight emergencies in 2021
  • 22 incidents of MAX flight control system failure
  • Over 42 incidents involving equipment malfunctions. In most of these cases, the planes were grounded to solve the problem.

The outlet adds that an American Airlines flight in April 2021 saw multiple systems (including both autopilot functions) fail shortly after takeoff.

Regarding the reports raised by Jacobson and Pierson, the FAA tells The New York Times that none of the reported incidents were related to MCAS, stating:

“We have made it clear that the aircraft will experience routine in-flight issues, like all other makes and models of aircraft…It is important to distinguish between these issues and those that led to the grounding of the aircraft. the plane.”

Indeed, whether you want to believe it or not, in-flight emergencies, equipment malfunctions, and flight control system issues are encountered on many other aircraft types, beyond the 737 MAX. With this in mind, it is worth considering whether a new system would solve these problems or not.

At the same time, the old adage “prevention is better than cure” will always be hanging over the heads of decision makers. And if something happens to the MAX 10 in service that could have been avoided with EICAS, blame and responsibility will clearly be assigned to decisions made by Congress and Boeing.

What do you think of the situation? Should Boeing be allowed to keep the MAX 10 cockpit as it is? Let us know by leaving a comment.

Sources: ABC News (Australia), Wall Street Journal, The New York Times

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